12 Articles

Careers, Income & Financial Hardship

Salary negotiation, benefits, job loss, and income beyond the paycheck.

Building Multiple Income Streams: A Guide to Financial Resilience

Relying on one paycheck is risky. Learn the main types of additional income streams and how to realistically build financial resilience.

5 min read→

Disability Insurance: A Complete Guide

Learn how disability insurance works, short-term vs. long-term, how much coverage you need, what it costs, and how to get covered.

7 min read→

How to Financially Prepare for a Career Change or Pivot

Thinking about a career change? Learn how to build a transition fund, budget for the switch, and protect your finances before you make the leap.

6 min read→

How to Maximize Employee Benefits: A Complete Guide

Learn how to maximize your employee benefits, 401k match, FSA, HSA, life and disability insurance, tuition assistance, and your full compensation.

7 min read→

How to Negotiate Salary With Confidence

Learn how to negotiate salary with confidence, for a new job offer or a raise, with research strategies, key numbers to know, and word-for-word scripts.

9 min read→

Medical Debt: How to Negotiate Bills and Avoid Collections

Medical debt is more negotiable than most people realize. Learn how to reduce bills, settle collections debt, and protect your credit.

6 min read→

Navigating SSDI, SSI & ABLE Accounts: Benefits for People With Disabilities

Confused by SSDI, SSI, Medicare, Medicaid, and ABLE accounts? Get a clear, plain-English map of how these disability benefits work together.

9 min read→

Recovering Financially After a Natural Disaster

A step-by-step financial recovery guide after a disaster: documenting losses, insurance, assistance programs, scams, and long-term rebuilding.

9 min read→

Severance Packages: What to Negotiate and How They're Taxed

Losing a job? Learn what's negotiable in a severance package, how severance pay is taxed, and the questions to ask before you sign.

7 min read→

Side Income and the Gig Economy: A Complete Guide

Thinking about a side hustle? Learn how side income and the gig economy really work: true profitability, self-employment taxes, and the benefits gap to plan for.

10 min read→

Utility & Energy Bill Assistance Programs: How to Get Help When You're Behind

Behind on your electric, gas, or water bill? Learn what to do before shutoff, real assistance programs, and how to build a stabilization plan.

9 min read→

What to Do When You Lose Your Job: A Financial Plan

Lost your job? Learn how to file for unemployment, access assistance programs, manage bills, protect your credit, and rebuild your finances.

8 min read→