9 Articles

Student Loans, Education Debt & Repayment

Federal repayment plans, loan forgiveness, and everything that changed for student loans in 2026.

Federal vs. Private Student Loans: Which to Borrow First?

Federal vs. private student loans: see why federal comes first, current 2026-27 rates and limits, and when a private loan actually makes sense.

10 min read

How to Qualify for PSLF in 2026: What Still Counts

PSLF still works in 2026, but the rules changed. See which repayment plans count, how RAP affects new borrowers, and how to protect your PSLF progress.

9 min read

How to Choose a Student Loan Repayment Plan (2026 Guide)

Overwhelmed by RAP, IBR, and Standard plan options? This decision guide helps you pick the right student loan repayment plan for your goals in 2026.

9 min read

Parent PLUS Loan Limits 2026: What Families Should Know

New Parent PLUS loan limits start July 1, 2026. See the new caps, who's grandfathered, and how to decide how much (if anything) to borrow.

9 min read

RAP vs. IBR: Which Income-Driven Repayment Plan Is Best?

SAVE is gone and RAP is here. Compare RAP vs. IBR (and sunsetting PAYE/ICR) to find the income-driven repayment plan that fits your 2026 student loans.

10 min read

Student Loan Default: Wage Garnishment & How to Get Out

Defaulted on federal student loans? Learn what wage garnishment, credit damage, and tax offsets mean right now, and the real steps to get back on track.

9 min read

Student Loan Forgiveness Programs by Profession

Teachers, nurses, and public servants: compare loan forgiveness programs by profession, from award amounts to service commitments and how to apply for each.

10 min read

Student Loan Refinancing: When It Makes Sense

Student loan refinancing can mean a lower rate, but for federal loans it means giving up IDR, PSLF, and RAP for good. Here's when it's actually worth it.

10 min read

What Happens to Your Student Loans When SAVE Ends

The SAVE student loan plan has officially ended. Here's what happens next, how RAP compares, and the exact steps to take before your forbearance runs out.

9 min read