Employer 401(k) matches vary a lot from plan to plan, and it's easy to leave part of yours unclaimed without realizing it. Tell us how your plan's match works and we'll show you the exact contribution needed to capture all of it, plus what happens if you aim higher.
The basics we need to translate your contribution percentage into real dollars.
What you're electing to contribute right now.
This is the part that's easy to get wrong. Every plan is different, the IRS confirms formulas vary widely between employers, so find yours in your Summary Plan Description or benefits portal before relying on the result below.
Example: 100% of the first 3%, then 50% of the next 2%. Add one row per tier, in order.
No problem, look for "employer match" or "matching contribution" in your Summary Plan Description, or ask your HR or benefits portal. We'll show your contribution numbers below without assuming a match.
This matters most if you contribute enough to hit the annual IRS limit before the last paycheck of the year: without a true-up, maxing out early can actually cost you match dollars.
We'll compare your current path against a few other levels using these.
Fill in your numbers above, then select "Calculate My Match & Contribution" to see your results.
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