FC Financial Confidence
Home / Tools / Auto Lease vs. Buy Comparison

Auto Lease vs. Buy Comparison

Compare leasing, financing, and paying cash for a vehicle across the time you actually expect to keep it, and see the cost per mile for each.

Checking access…
We found saved progress on this device from a previous visit.

Before You Begin

  • Results are estimates, for education only. Residual value is not the same as guaranteed resale value, actual resale depends on the market at the time you sell.
  • This tool doesn't recommend a dealership or financing source, and doesn't ignore insurance, registration, or maintenance costs, all are part of the comparison.
  • Everything you enter stays in your own browser on this device. We don't send it to a server or store it on our end. Closing your browser's site data, or using "Clear my data" below, permanently deletes it.
$
$
$
$
$
%
A note on guardrails Residual value is not a guaranteed resale value, it's what the leasing company sets as the vehicle's expected worth at lease end, actual market resale value can differ. This tool doesn't recommend a dealership or financing source, and separates the cash flow you'll actually pay each month from the fuller economic cost that includes equity, depreciation, and (for cash) foregone investment growth.