Comparing plans by premium alone misses most of the picture. Add 2 to 4 plans and we'll estimate your total annual cost, premiums plus what you'd actually pay for care, under low, expected, and high-use scenarios, so you can see the real trade-off, not just the sticker price.
Add each plan you're choosing between (2 to 4). You'll find most of these numbers in your Summary Plan Description or benefits portal.
This applies to whichever plan you pick, so we ask for it once and run it through each plan's cost-sharing structure.
These are illustrative starting points, not a prediction of your actual bills. Switch to detailed mode for a more precise estimate.
Used only to estimate the tax savings from an HSA contribution.
A plan that's cheaper on paper isn't automatically the better choice.
This tool provides general educational estimates only. It is not personalized financial or insurance advice, and actual claims processing depends on your plan's exact terms. Verify network, prescription, and prior-authorization details directly with each plan before enrolling. Read our full disclaimer →
Add your plans above, then select "Compare My Plans" to see your results.
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