Windfall Allocation Planner

Not another "50% debt, 30% savings, 20% fun" formula. This tool looks at your actual financial position first — taxes owed, urgent needs, debt, emergency savings — then shows you three different ways to put a windfall to work.

Where it's coming from changes how much of it is really yours to allocate.

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If you already know what you'll owe, enter it here instead of using our source-based estimate
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Set aside automatically and excluded from the plans below — for example, settlement funds earmarked for a specific purpose

This tool provides general educational estimates only. It is not personalized financial, tax, or legal advice, and tax treatment of windfalls varies by situation. Read our full disclaimer →

Your Three Plans

Fill in your numbers above, then select "Build My Three Plans" to see your results.